Principles of Investing

Syllabus

Course Essential Questions

  • How are sound financial and investment decisions made?
  • What are the benefits and risks associated with investing?
  • What are the different investment vehicles and how do they compare?

Course Learning Objectives

  • Develop and apply the concept of budgeting and its principles as they pertain to investing. Characterize the basic principles of risk management and the risk-return trade-off.
  • Construct strategies for diversifying investments and managing portfolios.
  • Analyze financial data to make informed investment decisions.
  • Design an investment plan that considers long and short-term investments.

Unit 1: Keys to Investing (Weeks 1-3)

Unit Level Essential Questions

  • What is the difference between saving and investing?
  • How can risk and reward impact investment strategies?
  • How are goal-setting and investment strategies related?

Week 1: Thinking About Investments

Weekly Learning Objectives

  • Identify investment options.
  • Compare investment account types.
  • Determine specific purposes for investing.

Week 2: Saving and Investing Strategies

Weekly Learning Objectives

  • Calculate a monthly budget to determine investing capabilities.
  • Differentiate between saving and investing.
  • Develop saving and investing goals.

Week 3: Risk and Reward

Weekly Learning Objectives

  • Determine your risk level to achieve your financial goals.
  • Analyze financial statements.

Unit 2: Real Estate (Weeks 4-5)

Unit Level Essential Questions

  • Why is buying a house considered an investment?
  • What are the pros and cons of real estate investing?
  • How are real estate opportunities evaluated as an investment?

Week 4: Mortgage Basics and Home Ownership

Weekly Learning Objectives

  • Analyze and examine the home-buying process.
  • Develop a plan for buying a home.
  • Critique owning a home as an investment.

Week 5: The Business of Real Estate

Weekly Learning Objectives

  • Analyze the risks and responsibilities of owning rental property.
  • Explain and compare direct and indirect real estate investing.
  • Identify and compile a list of pros and cons of flipping houses.

Unit 3: Financial Markets (Weeks 6-9)

Unit Level Essential Questions

  • What are the characteristics of the different financial markets?
  • How are financial markets affected by changing economic conditions?

Week 6: Markets and the Economy

Weekly Learning Objectives

  • Identify and compare the different financial markets of investing.
  • Evaluate sources of investment information.
  • Examine and summarize economic impacts on financial markets.

Week 7: Stocks - Own a Piece of a Business

Weekly Learning Objectives

  • Categorize stocks to examine risk and reward.
  • Develop an investment strategy using key terms.
  • Compute gains and losses from stock trades.

Week 8: Bonds - The Debt Security

Weekly Learning Objectives

  • Differentiate bonds by type, rating, coupon rates, and risk level.
  • Investigate the characteristics of investing in government bonds versus corporate bonds.

Week 9: Mutual Funds & ETFs - Investment Pools

Weekly Learning Objectives

  • Investigate why people purchase investment pools.
  • Determine how to evaluate investment pools.
  • Analyze the benefits of investing in investment pools versus stocks and bonds.

Unit 4: Regulations and Fraud (Weeks 10-11)

Unit Level Essential Questions

  • In what ways are investments and investment activity monitored and regulated to ensure safety?

Week 10: Regulations Protect

Weekly Learning Objectives

  • Identify the roles of different organizations that protect financial markets.
  • Investigate the extent and limits of government regulation of the financial markets.

Week 11: Beware of Fraud

Weekly Learning Objectives

  • Identify the warning signs of investment fraud.
  • Examine how government regulators work to stop investment fraud.

Unit 5: Portfolio Management and the Future (Weeks 12-15)

Unit Level Essential Questions

  • How are portfolios and investment goals intertwined?
  • When should retirement planning begin?
  • What is the value of investment diversification?

Week 12: Short and Long-term Returns

Weekly Learning Objectives

  • Identify and compare short-term investment options.
  • Rate long-term investment options by risk and returns.

Week 13: Retirement Planning

Weekly Learning Objectives

  • Calculate how time impacts investment income.
  • Predict when is the best time to adjust portfolio diversifications.
  • Layout a retirement investment plan to achieve goals.

Week 14: Diversifying My Portfolio

Weekly Learning Objectives

  • Develop a strategy for reassessing financial goals.
  • Build a diverse portfolio of investments to match a strategy.

Week 15: Taking Stock in What You Know

Weekly Learning Objectives

  • Analyze and compare investment portfolios.
  • Reflect on what you learned in this course.